Thursday, June 11, 2020

Network Engineering Comprehensive Setup Of A System - 2750 Words

Network Engineering: Comprehensive Setup Of A System (Essay Sample) Content: NETWORK ENGINEERINGNameInstitutional AffiliationNETWORK ENGINEERINGIntroductionFirst, it is essential to appreciate that networks facilitate the connection of various computer appliances to one another. Armed with this knowledge, this paper will present a comprehensive setup of a system by utilizing separate parts of network apparatus and elements. In the end, the network will include or will be comprised of various appliances such as routers, firewalls, servers, switches and workstations as needed.Appliances that will be utilized for the networkThe network appliances that will be used in creating the network structure will be;Router: A Router is a gadget that is utilized to link a pair of networks. The router will be used to redirect and forward units of data along the network. The router model that will be used to create the system will be a Cisco 2951 model.Switches: According to Lammle (2011), a switch is a gadget that joins appliances within the network. Switches bring into play a method of data communication wherein a message is broken into numerous parts which are relayed separately, over any route that is optimal for each packet and reconstructed at the destination Cisco SF/90-24 will be utilized within the network.Server: A server is a structure that modulates the network. Typically all customer access, safety and information retention of retrievable data are all executed by the server. To ensure the efficient operation of the network, red hat Linux will be the best option for a server terminal since it is protected and fast taking into account that speed is crucial for such a network. Whats more, it is a complex operating system which means that it is hard to alter or gain unauthorized access to data. Furthermore, the network manager will be the only individual with access to operating on these systems.Worker terminal: windows 7 will be used within the worker terminals. This is because windows 7 has favorable customer programs which me ans that individuals with less knowledge of computers can navigate without much trouble.Firewall: A Firewall will be used to safeguard or protect the network from viruses, software designed to disrupt, damage, or gain authorized access to the computer system and hackers According to Nikolaidis (2004), if a firewall is not linked, then a network will be vulnerable to attempts by hackers to damage or destroy the computer network or system. The firewall which we will be used to create the network will be an ASA 5505/ Security plus firewall.IP Address: the word IP address symbolizes Internet Protocol address (IP). It is an arithmetic indicator which, is assigned to all appliances which will be part of the computer network. Notably, there are two designs or types of IP addresses (IPv4 and IPv6) that are utilized at present. To create this network version, IPv4 will be used.Choice of appliances and basic configurationTo set up the network structure, star topology as well as high security elements will be used. As mentioned above, a firewall will be used to reinforce security within the network.Basic layout of the network: to set up the network structure the following devices we will be used:Appliances Model No. No. of appliances Switches Cisco SF90-24 PORT 4 Router Cisco 2951 2 Laptops Windows 7 5 PC Windows 7 25 Firewall ASA 5505 1 Servers Red hat Linux 5 IP addressesIP addresses will be allocated to the appliances with the aim of linking to a computer network. All the divisions will be separated into different sets to simplify the network. The IP addresses will be provided as follows:Division vary from vary to Engineering division 192.168.1.11 192.168.1.20 Accounts and Finance section 192.168.1.21 192.168.1.30 Information Technology section 192.168.1.31 192.168.1.40 Server Range (Proxy and FTP) 192.168.1.41 192.168.1.46 Gateway Internet Protocol 192.168.1.1 Effect that every configuration has on the safety of the whole networkFirewall security: a firewall has bee n used for securing the network from attempts by hackers to damage or destroy the computer network or system. It is worth noting that a network will be susceptible to cyber attacks if an active firewall is not used.Linux supported Server: Linux supported servers are well-known for their safety characteristics. Whats more, since Linux is a command server it is not vulnerable viruses. Furthermore, it has an internal firewall that provides extra security to the network.Proxy Servers: these have been used in the network since proxy servers are known to provide safe internet accessibility to customers. Therefore, clients will only be able to access websites that are sanctioned by the proxy servers.Switches: The network is comprised of 4 switches since they will be able to provide IP addresses in groups to various sections.Router: A router is a significant resource within the network since it links the network structure to the internet. A router within this structure operates as an overpa ss linking the internet and the network. Furthermore, it offers safe connectivity to the network.Human Resources: Aside from networking sources employees are essential assets. It is worth noting that the network cannot be set up exclusive of the network team. These are the individuals who will set up the network and decide about the securities and accessibility provided to various sections. Notably, the network structure is not complete until it is in a position to be managed and supervised by the network team.IP Address configuration: VLSM has been used within the network since it is unrestricted addressing. According to Beasley and Nilkaew (2013), this will aid in safeguarding IP addresses from wastage.Safety attributes for every appliance, including appliances in the network diagramAs stated above the network is linked to the internet with the help of a Cisco router. The router is linked to all the 4 switches although a firewall is set up amid the routers and switches to safeguar d the network from differen...

Monday, May 25, 2020

Essay on Life and Death - 1474 Words

What is this Book trying to teach us concerning the topic? nbsp;nbsp;nbsp;nbsp;nbsp;This book is trying to teach us, the readers, that there are five main stages that help us cope with a death of someone close or somebody that is going to die. nbsp;nbsp;nbsp;nbsp;nbsp;The first stage that is mentioned in the book is Denial. Ross tells of how a person just does not want to be with anyone but himself or herself because they don’t know why God is choosing them to die at that present time. nbsp;nbsp;nbsp;nbsp;nbsp;The second stage Ms. Ross talks about is Denial. This stage is where the dieing patient just won’t admit to themselves or others that it is their time to go and meet their fate. nbsp;nbsp;nbsp;nbsp;nbsp;The†¦show more content†¦I feel that if I did not use these forms of communication, I would have never been able to communicate with my grandfather. nbsp;nbsp;nbsp;nbsp;nbsp;The other powerful feeling that appealed to me was in the first chapter. The feeling that I had was joy when I read about the last stage of acceptance. If I could never reach this stage, I don’t think that I would ever be able to get out of the depression stage because if I was never able to accept my fate, I feel that I would go crazy and just cut myself off from the world and never have communications with any living person again. nbsp;nbsp;nbsp;nbsp;nbsp;This book affected me personally because it changed my whole perspective of how I viewed death. Now that I have learned the five stages of death, I can cope with the dieing patient whether it is one of my family members or one of my close friends. This book showed me how I can go through all of the stages with the dieing patient and how I can help that person go through their long or short process of death. nbsp;nbsp;nbsp;nbsp;nbsp;This book gave me the feeling that I have the power to go through someone’s experience with their own death or someone’s experience with a friend or family member’s death because I now know who a dieing persons mind works just from reading as well as understanding thisShow MoreRelatedThe Death and Life of Great American Cities Analysis618 Words   |  3 PagesThe Death and Life of Great American Cities The Conditions for City Diversity analysis Part two of Death and Life explains several conditions for city diversity based on the observations of different American cities and discusses in depth the four factors that Jacobs believe are critical for the development of a city. The basis for generating diversity lies in these conditions, and cannot be secludedly achieved by planning and designing. This part lays out the foundation and is the basis forRead MoreThe Life and Death of Great American Cities by Jane Jacob892 Words   |  4 PagesIn Jane Jacobs’s acclaimed The Life and Death of Great American Cities, she intricately articulates urban blight and the ills of metropolitan society by addressing several binaries throughout the course of the text. One of the more culturally significant binaries that Jacobs relies on in her narrative is the effectively paradoxical relationship between diversity and homogeneity in urban environments at the time. In particular, beginning in Chapter 12 throughout Chapter 13, Jacobs is co ncerned greatlyRead MoreLife And Death - Life Or Death925 Words   |  4 PagesLife or Death You never know when the day will come when you are in a life or death situation. I was in those shoes before... It was the worst pain in the world. I never knew that just a small animal like that could do that much harm to me or a human at all. That was the day I got bit by a poisonous copperhead snake. I was playing a game of soccer with my aunt and cousin. We were all having a great time. My aunt called us inside to eat so we paused the game and ate. Then we went back outsideRead MoreLife and Death1191 Words   |  5 Pagesand his girlfriend, Jig, who have a disagreement in the train station on the subject of whether to keep the unborn child or to abort. However, the author uses binary opposition of life and death to portray the polemic argument a couple encounters regarding abortion. As a symbol for the binary opposition of life and death, he represents the couple’s expressions, feelings, and the description of nature. One can analyze the story of â€Å"Hills Like White Elephants,† in the form of the structuralist perspectiveRead MoreLife or Death: The Death Penalti1012 Words   |  4 PagesLife or Death â€Å"The death penalty is popular among politicians and the public in response to the escalating fear of violence. However, capital punishment actually makes the fight against crime more difficult. Executions waste valuable resources that could be applied to more promising efforts to protect the public. Additionally, innocent people are sometimes executed and the brutalizing effect executions have on society may result in more murders. For these reasons, the death penalty shouldRead MoreDeath As A Part Of Life1154 Words   |  5 PagesMost people are terrified of dying and others are not afraid of it at all. Death is going to happen in life when we least expect it. No one knows the hour, or time when it s their turn to pass away. In the Bottom, people perceive the theme of death through war or their childhood. They take death as a friend and do not fear it. When Sula dies in 1940, when Nel is their confronting her after three years about the past. Sula dies in a fetal position with her thumb in her mouth, she realizes she stopsRead MoreLife After Death1127 Words   |  5 Pageswhat it could happen to them after life. For many people, death is a redoubtable event because they do not know what to expect after their death. However, other persons, such as religious people are conscious of what to expect after their death because of their beliefs. Each religion has different ideas and diffe rent ways of looking life. Death, therefore, is viewed by different religions in many ways. Although, different religions have a distinct conception of death, they all have something in common:Read MoreDeath : A Life Force955 Words   |  4 PagesDeath is a concept that is associated as terrifying, painful while some associate death with peace and tranquility. The Egyptians did not like death but they believed it was necessary as a stage to pass on to the afterlife. They valued death and believed it to be a phase in the cycle of life. When a person died, they believed his ka, the life force which makes a person human left his body at death. The ka is usually appeased with a offerings to satisfy its needs and has to be close to the body whereRead MoreExtending Life Or Death?992 Words   |  4 PagesNatasha GoodmanSmith English 110 John Hansen July 10, 2015 Extending Life or Death? Death is not something we can avoid it must be faced. Some deaths are instant and pain free while others suffer never-ending pain until the last breath. Diseases and cancers can take a fit and healthy person and a month later, they are writhing in pain hoping for the end. People should not be forced to suffer at the end of their live. A big controversy is physician-assisted suicide and why we should legalize it.Read MoreWhat Is Death And Life After Death?1373 Words   |  6 PagesWhat is Death and Life After Death? In William Shakespeare s Hamlet, many concepts are brought up and repeated throughout the entire play. Most of these concepts include ideas that be argued many different ways. A concept that has a constant presence through the entire play is death. Death is the way that people are freed, how they are convinced to keep living, a loss of identification, and a place that is unknown to mankind and a place that will never be known by living people. Death is often

Sunday, May 17, 2020

Literary Analysis Of Black Like Me - 1389 Words

University Of South Florida A Literary Analysis of â€Å"Black Like Me† Raed Margushi Academic Preparation Lisana Mohamed 4th of December, 2015 A Literary Analysis of â€Å"Black Like Me† John Howard Griffin was a writer who wanted to write about the truth. In dealing with the racial discrimination problems in the United States, Griffin wanted to write about the realities of the situation. However, he was a white man. He empathized with the black people and wanted equality for them as well however he lacked the experience and exposure to the truth. He decided that the best way to write about this was to be a part of the black community. He consulted with a doctor about making his skin darker so that he can be physically identified as a black man. His doctor was successful in providing him medicine that would make him dark-skinned. After making the transformation, Griffin went on to immerse his self in the black community. He chose to go to Louisiana, Mississippi, Georgia and Alabama. These were the known states back then that was deep in racial discrimination. The setting of the book included these places. These are the places where the events in the book happened. These places were carefully chosen in order to achieve the goal of the book. It was really important for the writer to go to these places because this is where the racial discrimination in the country was really heavy and he wanted to experience that for the things he wanted to write about. â€Å"BlackShow MoreRelatedReoccurring Themes in the Work of Langston Hughes Essay1649 Words   |  7 PagesLangston Hughes is an extremely successful and well known black writer who emerged from the Harlem Renaissance (â€Å"Langston Hughes† 792). He is recognized for his poetry and like many other writers from the Harlem Renaissance, lived most of his life outside of Harlem (â€Å"Langston Hughes† 792). His personal experiences and opinions inspire his writing intricately. Unlike other writers of his time, Hughes expresses his discontent with black oppression and focuses on the hardships of his people. Hughes’Read MoreReader-Response Criticism: Langston Hughes’ Dream Boogie1222 Words   |  5 PagesThis poem stood out to me the most because I believe Langston Hughes to have been one of the greatest poets of his time†¦of all time. I believe that Hughes made his readers think. If you wanted to come to a conclusion of his work you had to work, yours elf, to get to it. The ambiguity of his poems and stories left a lot for the reader to imagine and fill in. Chapter 16 of â€Å"Journey into Literature† by R. Wayne Clugton gives us a brief overview on Literary Criticism. Literary Criticism is defined asRead MoreLiterary Analysis Of Two Texts Essay1534 Words   |  7 Pagesï » ¿ Literary Analysis of Two Texts Renita Redding Instructor: Irene Robles-Huerta ENG 125 March 21, 2015 The short story, â€Å"Where Are You Going, Where Have You Been†, by Joyce Oates, (1966), and the poem, â€Å"What it’s Like to Be a Black Girl†, by Patricia Smith, (1991), are both about the coming of age of young girls and the conflicts that they encounter. The two pieces explore issues that most young girls have with their bodies and others during their puberty years. The literary elements thatRead MoreThe Effects Of Hunger In Black Boy By Richard Wright1717 Words   |  7 Pages Hunger is a unique feeling because its meaning is limitless. Although the term â€Å"hunger† is typically associated with a lack of food, it can be simply defined as having â€Å"a strong desire or craving† (â€Å"hunger†). In the novel, Black Boy, Richard Wright recalls the constant hunger pains due to living in poverty. However, Richard experienced alternative forms of hunger that pushed him to overcome adversity. Richard Wright’s success as a writer, even changed the way people looked at African AmericansRead MoreEssay on Finding Meaning in For Color Girls1232 Words   |  5 Pagescritical attitudes like the intrinsic and feminist literary theory analysis, the text has a broader meaning. For colored girls does not mean for black women only, it means for all women with beauty and different shades as they rise and take power. I am going to analyze this text using the intrinsic and feminist literary theory analysis. With the intrinsic analysis, I will brood mostly on the style and characterization of the text. According to Eaglestone, 2009, intrinsic analysis is a look into theRead MoreWhen Art Imitates Art757 Words   |  3 Pagesrestrictive nature of this approach leaves us with an elitist viewpoint and a sense of supremacy. And when talking about supremacy, whether it is white, black or even cultural, it is in no way something positive. Albeit, it is difficult to control the feeling of superiority when talking to someone who genuinely loves and admires singers with lyrics like: â€Å"Been around the world, dont speak the language. But your booty dont need explaining.† Still, it is important to keep in mind that even Jason DeruloRead MoreEssay on Country Lovers1003 Words   |  5 PagesLover’s: A Forbidden Lover Story I chose to discuss the short story by Nadie Gordimer, Country Lovers, I will identify the theme and the literary elements that helped me with my analysis. I would consider the story Country Lovers to be the story of racial barriers that created a forbidden love story. There are many literary elements that aid my analysis, and support my interpretation of the stories theme. I will discuss how symbolism, characters, and settings supported the forbidden love storyRead MorePortrayals Of Women During 1800s And 50s Literature1107 Words   |  5 Pages we can infer that the horrors that inebriated men would inflict on women were widely known, if little discussed, and that while first hand accounts are highly limited, literary works can give us a look at what these intimate interactions and relationships were like during the 1840s and 1850s. My research will focus on literary portrayals of how intoxicated men treated women in the 1840s and 1850s, as few first hand accounts from either men or women seem to be available. Walt Whitman early in hisRead MoreBlack Like Me: a Cultural Book Report910 Words   |  4 Pagessaid. Because of this he felt that they had encouraged him to cross the color line and write Black Like Me. Plot: Black Like Me is the story of a man named John Howard Griffin, who underwent a series of medical treatments to change his skin color temporarily to black; a transformation that was complete when John Howard Griffin shaved off his hair, and looking in the mirror, saw a bald, middle-aged black man. The reason he does this is for an experiment to see how racism was in the Deep South fromRead MoreAn Unknown Girl Analysis1379 Words   |  6 Pages↠ A Passage To Africa. (Narrative Article, Literary  Analysis.) Poetry Analysis: An Unknown Girl- Moniza  Alvi. 28May In the evening bazaar Studded with neon An unknown girl Is hennaing my hand She squeezes a wet brown line Form a nozzle She is icing my hand, Which she steadies with her On her satin peach knee. In the evening bazaar For a few rupees An unknown girl is hennaing my hand As a little air catches My shadow stitched kameez A peacock spreads its lines Across my palm.

Friday, May 15, 2020

The Education For All Handicapped Children Act (Eha) Had

The Education for all Handicapped Children Act (EHA) had an overall goal of desegregating disabled children in schools, as well as work on integrating them in classrooms with their non-disabled peers. Until the Civil Rights Movement, not much attention was brought to the fact that children with disabilities had very little rights and were kept isolated and not given a proper education, if any at all. Because of the attention brought to the poor and unjust treatment of children with disabilities and the significant court cases dealing with the fourteenth amendment such as Mills v. Board of Education of the District of Columbia, The EHA was passed in 1975. There were high hopes for this act, including keeping disabled students integrated†¦show more content†¦Before the passing of the EHA, and soon to be IDEA, students who were previously excluded from the public education system are now being fully accepted and gaining the same educational experience that everyone deserves, po sitively impacting the lives of children with special needs as well their families, promising a bright future ahead (Special Education News, 2017). The goal of the EHA was to integrate disabled students into the classroom in order to give them an equal opportunity for education, rather than keeping them isolated with no level of proper education. This is significant to the education field in that it ensures equal opportunities for all students despite any disabilities. By encouraging the integration of disabled students within the school system, additional help and services needed are provided, as well as individual evaluations for learning (Moody, 2012). Though life changing, the EHA had many flaws that impacted its overall effectiveness, which ultimately led to its modification to become the Individuals with Disabilities Education Act (IDEA) in 1990 (Special Education News, 2017). One of the biggest challenges faced after the implementation of the EHA was funding due to the fact that all public schools needed funding in order to carry out the integration of disabled students in regular classrooms.Show MoreRelatedHisto ry of Special Education1539 Words   |  7 PagesHistory of Special Education By: Kenyata York December 5, 2012 SPE 526 ABSTRACT Individuals with disabilities have the same passion, drive, determination and ambitions of traditional students. Students living with disabilities are just as capable of learning and retaining information just like traditional students in the classroom. In today’s society, there are an abundance of laws and regulations that are in place to protect and educate individuals with disabilities. However, the idea ofRead MoreHow The Federal And State Governments Improve The Education For Those With Special Needs Essay1265 Words   |  6 PagesUnited States census recorded around seventy four million children under the age of eighteen living in America. Out of the seventy four million, around thirteen percent of those children will be diagnosed with some sort of disability before the age of five. Now that may not seem like a large amount of children, but it is large enough to have the education for those with a disability altered to help them learn in the most effective way. The educ ation is even altered specifically for each student since noRead MoreStay Put Case Analysis1274 Words   |  6 PagesAs a condition of federal financial assistance, the Education of the Handicapped Act requires States to ensure a â€Å"free appropriate public education† for all disabled children within their jurisdiction. In aid of this goal, the Act establishes a comprehensive system of procedural safeguards designed to ensure parental participation in decisions concerning the education of their disabled children and to provide administrative and judicial review of any decisions with which those parents disagree. AmongRead MoreThe History of Special Education in the Twentith Century Essay2390 Words   |  10 PagesThe History of Special Education in the Twentith Century During the twentieth century, drastic changes were made to vastly improve the special education system to ensure that all students, regardless of their ability, were given equal rights according to the Constitution of the United States. During early colonial America, schooling was not mandatory and it was primarily given to the wealthy Anglo-Saxon children (Carlson, p230). Children were mainly taught in the home or in a singleRead MoreEducation For All Handicapped Children Act1063 Words   |  5 Pagesblessing to many, the fact that they had to be put in place reflect terribly, but truthfully on how many people see people with disabilities. My only hope is that one day these laws will be unnecessary, because people will start to treat those with disabilities according to their needs. IDEA; Individuals with Disabilities Education Act 1990 1. IDEA or Individuals with Disabilities Education, formerly known as the Education for All Handicapped Children Act (EHA) lasted from 1970 to 1990. Then inRead MoreEqual Opportunity In Public Education Essay1253 Words   |  6 PagesEqual education has not yet been achieved. Educational reforms and others have helped correct discrimination and inequality, yet small amounts still remain. Despite the current issues affecting equal opportunity in education today, public education strives to provide equal opportunities for all students. Students came to receive equal education opportunities through a chain of events. Brown vs. Board of Education began the integration of American public schools. The Supreme Court decided that segregationRead MoreSpecial Educations History1426 Words   |  6 PagesAll children have the right to an education, regardless of disability. However, children with disabilities have not always had that right provided to them. Research and knowledge-based evidence throughout the last century has greatly changed educators’ opinions and positions on special education. A key point that will be discussed in this essay is the enactment of the Individuals with Disabilities Act (IDEA), as well as current and future challenges of special education. The initial creation andRead MoreLegal Disabilities Law1727 Words   |  7 PagesRunning head: HISTORY OF SPECIAL EDUCATION LAW According to National Assessment of Educational Progress (NAEP), an IEP, or Individualized Education Program, is â€Å"a written statement for each individual with a disability that is developed, reviewed, and revised in accordance with Title 42 U.S.C. Section 1414(d).† (NAEP Glossary) Each source I studied stressed the concept of â€Å"individualized† plans because each program is tailored to specifically meet the needs of that particular student throughRead MoreThe Individuals With Disabilities Education Act Essay1666 Words   |  7 PagesThe Individuals with Disabilities Education Act, which originally began as the Education for All Handicapped Children Act of 1975 (EHA), was created to ensure a free and appropriate public education to children with disabilities. This policy was implemented in an effort to provide equal access to education for all. Prior to 1975, the needs of children with disabilities were highly overlooked. According to the Department of E ducation, Office of Special Education and Rehabilitative Services (2010)Read MoreSpecial Education Has Come a Long Way; But There is Still a Ways to Go1753 Words   |  8 PagesSome people may think that special education has been established since the beginning of public education. Others may consider a time when special education did not exist and students with disabilities were not able to attend school. The truth is, there was a time when this happened; these students were not allowed to be educated in the general education classroom alongside their peers. People with disabilities were treated differently, and some were forced into institutions because teachers and

Wednesday, May 6, 2020

America s Thriving Rape Culture - 1492 Words

Tiana Reneau Inganni English 101 28 October 2014 America’s Thriving Rape Culture America has a proud history of being a country that has many different ethnicities and cultures living within its borders. But one of the most prevalent cultures is one that transcends race or country of origin, rape culture. The term used by modern day feminist and gender activist defines a culture which normalizes rape and sexual assaults because of the deeply rooted societal attitudes towards gender and sexuality. In a rape culture the instances of rape are accepted as everyday occurrences and even as the prerogative of men, resulting in the stigmatization and blame placing of rape victims. Although the phrase â€Å"rape culture† is relatively modern, the†¦show more content†¦Women, or specifically their bodies, are seen as the prey, a prize, or a commodity to be exchanged for sexual pleasure, resulting in the customary domination and objectification of women. Levesque, Nave and Lowe found through their research that â€Å"me n express and have a greater desire for sex ... [which] probably influences judgments about sexual interest â€Å"(150) and that â€Å"men oversexualize interactions with women† (150). The value men placed on sexual experiences has allowed them to interpret women’s bodies as sexually available by default, giving them the drive to use sexual violence and get what they are â€Å"owed†. The acceptance of rape myths and sexual scripts are also major contributors to the thriving rape culture. Rape myths are the false but commonly-held beliefs about rape, and they are closely related to sexual scripts, the culturally established prototypes for how sexual encounters should proceed. Both of these elements support the act of rape and promote the victim blaming and normalization that rape culture entails. Key rape myths include: 1. Husbands can’t rape their wives, 2. Men must engage in sex once sexually aroused 3.Women ask to be raped 4. Rapist are different from most other men 5. Women enjoy rape 6. Women lie about being raped. These incorrect principles can be traced to the patriarchal system that accepts and fosters rape as an

Role Of Commercial Banks On A Part Of Financial Inclusion...

Following are the role of commercial banks to be performed as part of financial inclusion programme: a) Financial literacy b) Credit counselling c) BC/BF model d) KYC norms e) KCC/GCC f) No-frill accounts financial literacy g) Branch expansion, h) Mobile banking, and i) Other measures. a) Financial literacy: Providing financial literacy is the essential function of financial inclusion, as the main cause for exclusion is the lack knowledge about formal financial system. Financial literacy states to knowledge prerequisite for managing personal finance. The eventual goalmouth is empowerment of people to take action by them that are in their self-interest. When the people know about the financial products available and when they are able to†¦show more content†¦In case of curative counselling the credit counselling centre will work out individual debt management plans for determining the unmanageable debt portfolio of the clients by working out effective debt restructuring plan in discussion with branch of the bank, taking into account income level and size of the loans. c) BC/BF model: With an exertion to emphasis commercial banks, to reach rural household and farm household, banks were permitted to use infrastructure of civil society organizations, rural kiosks, and adopt Business Correspondent (BC) and Business Facilitator (BF) models for providing financial services. RBI has operators and agents of small saving schemes of government of India/Insurance companies, retired and authorized functionaries of well-run SHGs linked to banks as BCs. â€Å"In January 2006 RBI permitted to utilize the services of NGOs, SHGs, MFIs and other civil society organizations as intermediaries in providing finance and banking services through BF and BC which is known as â€Å"Agency model†. (This allows banks to do ‘cash in cash out’ transactions at a location closer to rural population and facilitate greater financial inclusion and income)† The type of services of Business Facilitator is: a) Identification of borrowers and fitment activities. b) Creation of awareness of savings and other products. c) Collection and preliminary process of loan application. d) Processing andShow MoreRelatedResearch Study On Vijaya Bank Essay1084 Words   |  5 Pagesthe course of study found that Vijaya Bank offer various type of product and services to its customer. †¢ The Bank has won many awards in the past years for its operational areas and overall best performance. †¢ The RBI and Government are provided various schemes under financial inclusion program. †¢ As per RBI guideline every bank will offer no frill account and various service and awareness program to promote financial inclusion program. †¢ The Vijaya Bank provides various services like BusinessRead Moreâ€Å"Role of Government in Financial Inclusion†4322 Words   |  18 PagesA RESEARCH PAPER ON â€Å"ROLE OF GOVERNMENT IN FINANCIAL INCLUSION† Submitted By: Hemali Shah (MPM: 2nd Semester) ABSTRACT: Financial inclusion means a group of people should take part in growth activities and help to increase economic growth of the country. We cannot say that financial growth has been achieved by opening a bank account, granting huge loan to a single person and closing the account. First, many people have to open an account in a bank, save money regularly so that loans to needy peopleRead MoreFinancial Inclusion4920 Words   |  20 PagesPAPER ON ROLE OF GOVERNMENT IN FINANCIAL INCLUSION Role of Government in financial inclusion Abstract:- This research paper contains the full information about the financial inclusion of the world’s economic. In this research paper we describe the financial inclusion basic meaning, definitions, scope significance. Now we move towards the second phase which include role of government role of banks in financial inclusion. we alsoRead MoreRole of Financial Institution in Economy1274 Words   |  6 PagesRole of Banks and Financial Institutions in Economy Money lending in one form or the other has evolved along with the history of the mankind. Even in the ancient times there are references to the moneylenders. Shakespeare also referred to ‘Shylocks’ who made unreasonable demands in case the loans were not repaid in time along with interest. Indian history is also replete with the instances referring to indigenous money lenders, Sahukars and Zamindars involved in the business of money lending byRead MoreImpact of Financial Literacy on Financial Inclusion and the Initiatives by Canara Bank Towards Spreading Financial Literacy5229 Words   |  21 PagesAbstract: Financial inclusion has recently become the buzzword among the policymakers and bankers and in academic research. It is considered as an integral part of the efforts to promote inclusive economic growth. Financial inclusion has been the utmost priority for the government of India as well as the Reserve Bank of India. One of the executive at a prominent Public Sector Bank says, Financial Inclusion is a social obligation for the government, and social obligation, mandatory obligationRead MorePriority Sector Lending28386 Words   |  114 Pagesup in Reserve Bank under the chairmanship of Shri C. S. Murthy, Chief General Manager-in-Charge, Rural Planning and Credit Department, was placed on the RBI website on September 30, 2005 for public opinion. Subsequently, on November 8, 2005 one subparagraph has been added under paragraph 6.10 of the Technical Paper. DRAFT TECHNICAL PAPER BY THE INTERNAL WORKING GROUP ON PRIORITY SECTOR LENDING This Draft Technical paper does not necessarily reflect the views of Reserve Bank of India SEPTEMBERRead MoreEvolution of Indian Financial System5125 Words   |  21 PagesEvolution of Indian Financial System: A Critical Review EXECUTIVE SUMMARY The Economic Development of a country depends, inter alia, on the financial system. The larger the proportion of the financial assets (money and monetary assets) to real assets (physical goods and services), the greater the scope for economic growth in the long run. For growth to take place, investment is necessary which flows from the financial system. Besides, as a scarce factor of production in the Less Development CountriesRead MoreA Summary And Suggestions Of The Bank Essay2631 Words   |  11 PagesThe Bank has to do lot of work why people are still financially excluded even after 68 years of independence and design policies to ensure inclusion of the poor and disadvantaged people. The strategy could vary from village to village but all efforts should be made in this way as financial inclusion can truly lift the financial condition and standards of life of the poor and the disadvantaged people of Jammu Kashmir. Large percentage of loans is taken by households for meeting financial emergencyRead MoreRural Banking10502 Words   |  43 Pagesopus on the subject is the National Agricultural Credit Review report 2000. The Expert Committee on Rural Credit (Chairman: Professor V.S.Vyas) submitted its report in 2002.One more High Power Committee headed by Professor Vyas set up by the Reserve Bank of India recently to review and advice on improving credit delivery to agriculture has also given its report. As the majority of the Indian population lives in rural areas, there is an urgent needRead MoreComparative Study of Commercial Banks and Co-Operative Banks20279 Words   |  82 PagesCOMPARATIVE STUDY OF COMMERCIAL BANKS AND CO-OPERATIVE BANKS Introduction The robust macroeconomic environment continued to underpin the financial performance of Indian banks during 2004-05, with major bank groups successfully weathering the impact of an upturn in interest cycle. The demand for credit was broad-based during 2004-05 with agriculture and industry joining the housing and retail sectors to drive up the demand for credit. A sharp increase in net interest income mitigated to a large

Are People Inherently Honest free essay sample

There are numerous theories that attempt to explain the motivation behind people acting in certain ways. This paper will address three of these theories, apply these theories to how people choose to behave honestly or dishonestly, and will attempt to determine whether or not people are inherently honest. Before looking into the motivation behind people’s decision to be honest, it is important to define some key terms in order to fully understand and explore what it means to be inherently honest. Merriam-Webster defines honest as â€Å"free from fraud or deception,† or simply put, truthful. It defines inherent as â€Å"belonging by nature or habit. † The majority of people simply associate something being inherent as ‘natural’ or ‘innate’. Interestingly, this definition expands our view on what one may consider ‘inherent’ by noting how past habits can also play a vital role in how one behaves. Now that we have defined what honesty and inherent behaviour entails, we can now look at the various theories that attempt to identify the motivation behind people behaving honestly. We will write a custom essay sample on Are People Inherently Honest? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page One of these theories is the fact that humans choose to act honestly or not based on what we feel is ‘morally good’ or the ‘right thing to do’ according to a very personal set of rules and morals. An individual’s behaviours are heavily influenced in order to satisfy this individual set of rules. Of course, there are a number of positions one can take on when defining this set of rules. Deontologists would argue that one should be honest one hundred percent of the time, regardless of the situation. They believe that it is ones’ moral obligation to behave honestly and have a duty of adhering to this universal rule. On the other hand, utilitarianism claims that the decision to act honestly or dishonestly varies depending on the situation, considering all costs, benefits, and consequences that will result from the behaviour. Regardless of the person’s moral standpoint, their choice to behave honestly or not is strongly influenced by their personal, or inherent, set of behaviours that they consider morally ‘right’. This supports the argument that people are in fact inherently honest. Another theory that attempts to explain the motivation behind behaving honestly is focused on the consequences that will result from behaving honestly or dishonestly. Uri Gneezy’s paper on the role of consequences in lying looks at how different benefits and costs influence one’s decision to behave honestly or dishonestly. From his studies, he comes to a number of conclusions describing how people conduct a cost-benefit analysis when deciding to lie or not. First, he finds that people are particularly sensitive to their personal gain when deciding to lie, meaning that they place a high priority on personal gain in their cost-benefit analysis. He also finds that people also tend to lie less when the lie harms another party. However, this harm plays less of a role in choosing not to lie compared to the increased gains from lying. This suggests that the marginal personal gain from a lie is greater than the marginal harm that is caused from the lie. Because people are constantly trying to maximize their personal utility, these findings display how one will behave dishonestly when doing so maximizes their utility. This suggests that people do not inherently behave honestly, but rather behave in a way that will create the most personal gain. A third theory that explains how people behave is based on the image that is associated with behaving honestly or dishonestly, as well as the use of excuses to justify dishonesty. There tends to be a negative stigma attached with lying; therefore, people are inclined to be honest simply to maintain a positive image of themself. There are a number of ways to look at this. First, people have a natural desire to see themselves in a positive light and like to feel that they are doing what is right. Much of this plays into the previously discussed individual set of morals that people have and doing what they consider ‘morally right’. However, there are cases when people create excuses to justify to themselves that acting dishonestly is the right thing to do. For example, if a man lies by telling his pregnant wife that she doesn’t look overweight, he will justify this lie to himself by claiming that he doesn’t want to hurt her feelings, maintaining a positive image of himself. In addition, people will tend to lie less to avoid making a bad impression to others. Similarly to above, people may use excuses to justify acting dishonestly, simply to maintain their positive impression on others. This shows that in order to maintain a positive impression of oneself on oneself as well as on others, people are inclined to behave honestly and are willing to make excuses to justify acting dishonestly to maintain this impression. This suggests that due to the natural desire to create and maintain a positive impression, people are inherently honest. The above theories and discussion suggest both that people are and are not inherently honest. This is precisely why many social scientists have difficulty in this area. On one hand, people behave honestly to satisfy their personal set of morals and to promote a positive image of themselves (in their own as well as others’ eyes), but are willing to be dishonest if it results in enough personal gain to justify the lie. From this, we conclude that one cannot make an overarching statement claiming that people are or are not inherently honest. Whether a person is inherently honest depends on how they weigh and balance the importance of their morals, personal gain, their self-image, and the image they want to portray to others.